Planning & budgeting
- Annual budget preparation with departmental input
- Rolling cash flow forecasts
- Scenario analysis for major decisions
- Break-even and contribution analysis
- Capital expenditure evaluation
- Budget versus actual review cycles
Advisory
Business advisory
Financial analysis and structural advice grounded in your actual numbers — not generic best practice.
Advisory work only earns its keep when it changes a decision. We start from your accounts, understand how money moves through the business, and then look at the questions that matter: where margin is actually made, what the working capital cycle costs, which costs are fixed in practice even if they look variable on paper.
Typical engagements include preparing a budget the business can be held to, building a reporting pack that answers the owner's real questions, reviewing the structure of the business before an expansion, and tightening internal controls after growth has outpaced process.
We say when something is outside our competence or requires a specialist. An honest boundary is more useful than a confident opinion.
What you receive
- A written analysis with findings and options
- A budget or forecast model you can maintain
- A reporting pack template with definitions
- Documented processes and control recommendations
- A review cadence to keep the work alive
Scope of work
What this engagement covers
Business structuring
- Evaluation of entity structure options
- Tax and compliance implications of each option
- Group and multi-entity structuring considerations
- Ownership, capital and profit-sharing considerations
- Documentation and implementation coordination
- Post-restructuring compliance mapping
Financial analysis & reporting
- Profitability analysis by product, branch or segment
- Working capital and cash conversion review
- Cost structure and overhead analysis
- Ratio analysis with trend commentary
- Management reporting pack design
- Board and investor reporting support
Controls & process improvement
- Review of financial processes end to end
- Segregation of duties and approval limits
- Documentation of standard operating procedures
- Automation of manual, error-prone steps
- Fraud risk and leakage identification
- Implementation support and follow-up review
How we work
Working with us on this
- ReviewWe look at your records, filings, registrations and any open notices, and tell you plainly where things stand.
- Scope & feesA written scope: deliverables, timelines, what we need from you and the fee — agreed before any work starts.
- ExecuteWork carried out to an agreed calendar, with a named point of contact and documented handovers.
- Review & improveRecurring issues are traced back to the process that caused them, so the same problem does not return next quarter.
Related services
General information only. The content on this page is general in nature and is not professional advice. Statutory applicability, thresholds and due dates depend on your specific facts and on the law in force at the time. Please speak to us before acting on anything you read here.
Questions
Frequently asked questions
What does business advisory actually involve?
In practice: understanding your numbers, identifying what is limiting profit or cash, and recommending specific changes with the financial impact quantified. It is not a strategy presentation — it is a set of decisions with the workings attached.
How is this different from having a good accountant?
Accounting records what happened. Advisory work interprets it and looks forward — what a decision will cost, what the business can afford, where the structure is creating unnecessary tax or risk. Both matter, and the second is far easier when the first is in good order.
Do you work with businesses that already have a finance team?
Yes. Often the team is capable but stretched, and the value we add is an independent review, a model they do not have time to build, or a second opinion before a significant decision.
How are advisory engagements priced?
Usually a fixed fee for a defined piece of work, or a retainer where the involvement is ongoing. Either way the scope and fee are agreed in writing before we start.
Speak to a Chartered Accountant
Tell us what you need — accounting, tax, GST, audit, advisory, Zoho Books or a software build. We will come back to you with a clear scope and the next step.